Ponto PSD2 links

Disclaimer

All screenshots in the article were taken in the Dutch version of Yuki.

Which settings you can specify in a domain depends on the selected bundle (and any additional features added) and the role(s) you have as a user in the domain.

Ponto enables bank accounts from more than 30 banks to be securely and reliably linked to Yuki according to PSD2 and GDPR regulations.

For more information about Ponto see https://myponto.com/en/products/account-information-service/.

Security and Privacy

For more information about Ponto's security and privacy see Ponto Privacy notice.

How does it work?

Once a current account is linked to Ponto, all relevant bank transactions (including opening and closing balances) are automatically added to your administration daily.

Immediately after linking, the day's transactions are automatically retrieved. After that, bank transactions will be retrieved every six hours through automatic bank account synchronization.

Restrictions and conditions

• It is not possible to link savings accounts with Ponto.
• Only Dutch, Belgian, and Spanish accounts can be linked via Ponto.
• Bank accounts must be linked one at a time from Yuki. Start with one bank account until the linking is complete before linking the next.

Costs

For each bank account authorized in Ponto (granted access to Yuki), a monthly fee of €1.00 will be charged.

ATTENTION!

Simultaneously linking a bank account to Ponto and one of the four accounting links (Rabobank, ABN AMRO, ING, or Knab) can result in duplicate transactions in your administraion.

The accounting link in question must be terminated.

When you try to link a bank account to Ponto that's already connected via the ABN AMRO, ING, Rabobank, or Knab accounting link, the following message appears on the screen (in this example, for an ING account):

Follow the on-screen instructions to disconnect the relevant accounting link.

Supported banks for linking via Ponto

Banks whose payment accounts can be linked via Ponto:

For a comprehensive list of banks whose checking accounts can be linked to Ponto, see https://www.isabel.eu/en/banks.

ATTENTION!

When 'EXPERIMENTAL' is shown after a bank, it means that Ponto does not currently have sufficient information to guarantee that the link will work properly.

Access to bank settings

All saved settings, such as the Ponto settings are centralized within your domain and organized into logical categories.

To access these settjngs:

• click on the Settings icon in the navigation bar
• then, in the now-opened screen, in the Bank section click on Ponto

Prepare to use Ponto

To enable the use of the Ponto PSD2 link, a user with the 'Back office' role in the domain or the 'Management' role must have arranged a number of things: