How is the SEPA payment file submitted to the bank?

After you have finalized the SEPA file (and saved it temporarily on your computer) you still have to 'send' it to your bank and authorize it there as well. 

Most banks have a function in their Internet banking website to 'Upload' the file. After you have uploaded the payment file, the bank will check whether it can be processed. If all goes well, you will be asked to use a code or password to approve final processing by the bank.

If, for one reason or another, the file cannot be processed by the bank, you can open the overview with the created draft and final payment files in the payment list ('Payment history' view). Delete the SEPA payment file here so that the invoices get the payment status 'To be paid' again.

For a detailed description of how to use a SEPA payment file, see article Pay payment list documents via SEPA payment file.